Credit Card Processing

Accept Credit Cards

Attractive Rates, No setup fees, Fast Online Application

Credit Card Processing

Accept all major Credit Cards Online, on-Phone and in-Store with Reliable Merchant Account Services. Reliable securely processes transactions in over 150 currencies at the most attractive rates. We help hundreds of Retail Shop owners accept payments, understand customers and grow their revenue.

Merchant Account Services (Attractive Rates)

Ability to accept Credit Cards has become an absolute necessity for almost any business. Not just it provide you the flexibility of accepting payments from just anyone in multiple currencies, it also boost sales compared to cash-only transactions.

Reliable offers Merchant Account Services with no start-up fees where accounts can be set up on the same day. We provide Retailers the choice to choose from three different point-of-sale models for in-store locations, along with a shopping cart for online and phone stores.

Why Reliable Merchant Account Services

  • Lowest rates in the industry
  • No annual fees
  • No application or hidden fees
  • Free POS kit upon qualification
  • No customer service fees
  • Friendly, knowledgeable agents

How it works

  1. The merchant swipe the credit card through our provided credit card terminal and enters the sale amount. The terminal then connects with Merchant Account Services processor for authorization.
  2. The processor passes that data onto the bank that issued the credit card where the bank verifies card validation and checks whether the charge amount is available on the card.
  3. The issuing bank sends back an approval number or a decline message to Merchant Account Services processor.
  4. The data is passed again to the credit card terminal which prints a receipt for the customer to sign if the transaction is approved. It takes approx 12-15 seconds to finish steps 1-4 on a credit card machine utilizing a telephone line. The newer terminal machines can slice this time to only a couple of seconds.
  5. At the end of the day the merchant must "settle" or "batch out" their terminal which will begin the final process of the transaction. In most cases Merchant Account Services can automatically settle the transactions at a specified time each day. Once the settlement process is initiated the funds are transferred from the card issuing bank and are electronically deposits them into the merchant's checking account. It typically takes no more than two business days from the time of the original transaction for the funds to reach the merchant's checking account.

Start Accepting Payments

To start accepting Credit Cards in-Store, you will need Processing Equipment that includes a Credit Card Machine, Credit Card software and Merchant Account. Online Websites only needs integration of our codes with their website’s Shopping Cart whereas Phone Sales agents need to provide us their merchant details to get started. Remember, we offer the lowest rates in the industry for online, over the phone and onsite credit card processing. No contract required, no set up fees, free equipment and no risk! Just fill out the application form on the top-right to get started and start processing credit card in as little as 36 hours.



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